Direct hard money for real estate investors. Close in as few as 5 business days, borrow up to 80% of the purchase price, and get the rehab budget funded too.
Lending in Texas, Connecticut & Florida
BeforeAfter
Short-term, interest-only loans for investors who buy, fix and sell. Every deal is different, so we build the loan around the property and your plan.
Buy a distressed house, renovate it, sell it. We fund the purchase and the rehab budget so you can move on the deal before someone else does.
Short-term financing for small multifamily while you renovate, lease up or line up permanent debt.
Banks take weeks and want everything perfect. We look at the deal, make the call and fund it ourselves.
You talk to the people who fund the loan. No committee, no middleman, no waiting on someone else's money.
We lend on the deal. Credit matters less. Past short sales, foreclosures and bankruptcies are okay if they're at least two years old.
Have equity in another property? We can cross-collateralize to get you the full amount your project needs.
Our partners have more than 40 years of combined experience buying, building, fixing and financing real estate.
Three steps from contract to closing.
Fill out the deal form or book a call. Give us the address, price, rehab budget and ARV.
We review the property and your numbers and come back with loan terms. Straight answers, either way.
With clean title we can close in as few as 5 business days. Then go do the work.
Hundreds of deals funded.
Single-family flips, small multifamily and everything in between, across Connecticut and Florida, and now Texas.
Two partners. You call, one of us answers.
Partner
Robert has spent his career buying, building, fixing and selling properties. He ran Flip It Funding as managing partner and knows the construction side of a flip as well as the financing side, so he understands the problems investors hit on the job and on the loan.
robert@americanhardmoney.com
Partner
Mike has more than 20 years in real estate transactions and capital markets, with over $4 billion in investment sales and capitalizations. He founded Framework Realty Advisors, co-founded The Seniors Group, and helped grow Apartment Realty Advisors (now Newmark) from 7 to 19 offices. Licensed broker in TX, OK, MA and NH.
mike@americanhardmoney.comWe get the deal because we've done the deal.Over 40 years combined buying, fixing and financing real estate
The questions we hear most. Anything else, just ask.
Real estate investors buying non-owner-occupied investment property through an LLC or corporation. We don't make loans on a home you live in.
In as few as 5 business days when title is clean. Send the deal early and we'll tell you what timing looks like.
Less than at a bank. We focus on the property and the plan. Past short sales, foreclosures and bankruptcies are okay if they're at least two years old.
Up to 80% of the purchase price, and we can finance the rehab budget. The total loan tops out at 65% of the after-repair value. Most loans run $75,000 to $200,000, and we consider smaller and larger ones.
Interest-only rates as low as 10%–12%, with points paid at closing. The borrower pays for the lender's title policy and hazard insurance.
No. Sell or refinance whenever you're ready.
Yes. We can cross-collateralize other properties you own to get you the funding your project needs.
Texas, Connecticut and Florida.
Give us the numbers and we'll come back with terms. The more you include, the faster we can answer.
